Shubhkamna Advert suggests the factors to be considered before buying a house.

Shubhkamna Advert is a leading realty entity providing quality residential and commercial properties all over the country. With their state-of-the-art projects, Shubhkamna Advert developers have established quality standards in the real estate sector.   The company strives to serve the best to society and redefine the lifestyle of its customers.  Maximum customer satisfaction and the use of quality raw materials are the hallmarks of Shubhkamna Advert. They realize the importance of an ideal residential house for a person and its influence on his life.  However, making the right decision of buying a house seems to be a difficult task at times. The buyer tends to be confused in the chaos of various options available to select from.

With the major concern of helping customer make right decision, Shubhkamna Buildtech points out the crucial factors to be kept in mind before investing in any property.  The use of good quality raw material is one of the most essential aspects for ensuring a strong foundation of the building.  It is crucial for protecting the building against various internal and external forces. Complete safety and security in the house should be ensured along with ample purging of fresh air and sunlight.

Shubkamna Advert states that the buyer should undertake a complete a proper home inspection considering all the features and specifications of the house.  The final decision of house should provide complete value for money and prove to be a lucrative option for the property seeker. Location is one of the most vital factors in buying a home. Getting to know the neighborhood area and locality is important before making the decision of buying a house. Several expenses and hidden costs like Land transfer fees, mortgage costs, home insurance, legal costs and title insurance should be estimated and considered before making the decision. Thus it is important to consider all these factors before buying a house for a life of contentment and blessed lifestyle.

source:-

http://blog.thevoiceofnation.com/real-estate/shubhkamna-advert-suggests-the-factors-to-be-considered-before-buying-a-house/

Shubhkamna advert talks about importance of infrastructure in realty sector

Market drivers can be defined as betterments in a region that enhances the advantages of living there. Infrastructure is by a wide edge the most vital driver for any area and property appreciation, says Shubhkamna Advert Group.

Infrastructure can take various forms. It consolidates road improvement to support system of a region, community base, for instance, dedicated water and power supply, open gardens, and so on that improves the quality of living in the region, and social base, for instance, schools, colleges and healthcare, which lead to shorter travelling time to such very essential services.

Shubhkamna Buildtech believes that infrastructure must be put in place either before or along with other real estate development. Attempts to put it in place retrospectively create the kind of mess that one can see in many of our cities today. The building of flyovers and road widening are attempted in highly congested areas, disrupting the flow of normal activity and taking ages to be built, causing great inconvenience and massive costs to the city because of the incessant delays.

Building infrastructure is like growing trees – in both cases, there needs to be enough space for them to grow, and sufficient opportunity for a root network to deploy. Without space and depth, neither trees nor infrastructure can grow and flourish. Shubhkamna Advert Group explains this by taking the the case of Pune as an example. One can see that building infrastructure as an afterthought to real estate development, rather than as a precursor, does not really work well.

Pune’s haphazard development in the past has not been favorable for decent infrastructure deployment to complement its rapid development on other fronts. Battling severe constraints, Pune’s development authorities are doing their best to counter the ill-effects of unregulated development which has so far been taking place. One can see some good results in building support infrastructure, but Pune Municipal Corporation is actually losing battle.

This is amply illustrated by the fact that the Pune Municipal Corporation is not able to provide suitable parking, traffic management solutions and utilities supply despite enormous investments.

source:-  http://blog.thevoiceofnation.com/real-estate/shubhkamna-advert-explains-significance-of-infrastructure-in-realty-sector/

Shubhkamna Developers hopeful about more loan availability for property up to Rs 30 lakh

RBI has recently announced a revised cap for those filling applications of home loans up to 90 percent. The cap has gone up to Rs 30 lakh from the earlier Rs 20 lakh. Shubhkamna Developers believes that the announcement is a big boost and has brought joy among prospective buyers as banks can now provide home loans up to 90 per cent for properties that cost Rs 30 lakh or below.

Shubhkamna Developers is looking forward to a boost in sales as this announcement has come hand in hand with all major banks reducing interest rate on home loans. The earlier cap for a 90 percent loan facility was up to only in cases where the cost was up to Rs 20 lakh.

Shubhkamna Developers (or Shubhkamna Advert) said that the move is going to boost buyers who are planning to buy properties in the range of Rs 20-30 lakh.

The Reserve Bank, through a circular, said that in the case of ‘individual housing loans’ falling under the loan category of up to Rs 30 lakh, the LTV (Loan to Value) ratio is now up to 90 per cent. For properties above Rs 30 lakh and up to Rs 75 lakh, the LTV is up to 80 per cent and those above Rs 75 lakh, the ratio comes in at 75 per cent. Shubhkamna Advert believes that this has also modified the provisioning or risk-weights norms for home loans.

Welcoming the RBI’s decision, realtors’ apex body CREDAI President Getamber Anand said this will boost sentiment of the real estate sector, which is facing a huge slowdown for the past 2-3 years. Housing sales would rise in tier II and III cities where apartments are available at below Rs 30 lakh, he said.

Anand demanded that the limit be increased to Rs 40 lakh, from Rs 30 lakh, for metros.

Record say that home sales fell to 1.75 lakh units in primary markets of seven major cities in 2014 compared with nearly 2 lakh units in the previous year. This is another major boost amidst lowering interest rates, believes Shubhkamna Developers.

source:- http://blog.thevoiceofnation.com/real-estate/shubhkamna-advert-hopeful-about-more-loan-availability-for-property-up-to-rs-30-lakh/